On behalf of the National Bank of Georgia, I am honored to extend our warmest congratulations to the Korea Financial Telecommunications & Clearings Institute on the occasion of its 40th anniversary.

Over the past four decades, KFTC has played a pivotal role in advancing Korea's financial infrastructure, ensuring the safety, efficiency, and reliability of payment and settlement systems. Through continuous innovation and strong institutional commitment, KFTC has significantly contributed to the development of modern financial services and the strengthening of secure financial ecosystem in the Republic of Korea.

We highly value our cooperation and knowledge exchange with KFTC. Your expertise in payment systems and financial technology development serves as an important example for many central banks and financial institutions worldwide. The National Bank of Georgia attaches great importance to the Memorandum of Understanding signed in 2024 between our two institutions, aiming to promote mutually beneficial cooperation to strengthen the payment infrastructure in Georgia.

On this remarkable milestone, we commend your achievements and express our sincere appreciation for your continued dedication to excellence. We are confident that KFTC will continue to lead the way in fostering innovation and resilience in the rapidly evolving financial landscape. Please accept our best wishes for continued success, prosperity and further achievements in the years to come.

Natia Turnava

Governor

National Bank of Georgia

On the occasion of the 40th anniversary of the Korea Financial Telecommunications & Clearings Institute, it is a great pleasure for me to extend my warmest and most sincere congratulations on this landmark milestone in your institution's history.

I would like to take this opportunity to commend the Institute's pivotal role in advancing the Korean financial sector, particularly through secure, innovative, and inclusive payment services.

Furthermore, I value the deep-rooted relationship between our two institutions. Our partnership has fostered fruitful cooperation on structural projects for Bank Al-Maghrib, effectively addressing the challenges of innovation and financial digitalization in Morocco.

I look forward to further strengthening this bond as we embrace new opportunities for cooperation in the years ahead.

Mr. Nabil Badr

Director of Banking Supervision

Bank Al-Maghrib, Morocco

On behalf of the Bangko Sentral ng Pilipinas (BSP), I warmly congratulate the Korea Financial Telecommunications & Clearings Institute (KFTC) on its 40th anniversary.

For four decades, KFTC has helped strengthen Korea’s financial infrastructure and modernize its payment and financial services. This has played a key role in the development of Korea’s dynamic digital finance ecosystem.

We value the opportunity to learn from each other and to share our experiences. Our collaboration has facilitated meaningful exchanges on regulatory approaches in open finance, fintech innovation, and payment systems.

At a time of rapid technological change, KFTC shows how strong infrastructure, sound governance, and forward-looking innovation can support financial stability, efficiency, and inclusion. We look forward to continuing this collaboration.

Congratulations once again, and we wish KFTC continued success in the years ahead.

ELI M. REMOLONA, JR.

Governor

On behalf of PayNet, we extend our congratulations to the Korea Financial Telecommunications & Clearings Institute on reaching this 40-year milestone. Four decades of sustained institutional stewardship reflects more than longevity. It reflects the discipline required to build and maintain trusted national payment infrastructure at scale.

As members of the Asian Payment Network, we recognise the importance of coordinated infrastructure development in strengthening regional interoperability and resilience. Progress in cross-border payments is shaped not by individual initiatives, but by consistent collaboration among system operators.

We commend KFTC’s role in advancing secure and efficient payment systems and look forward to further collaboration in strengthening regional payment connectivity in the years ahead.

Congratulations to KFTC on the significant milestone of its 40th Anniversary.

Over the past four decades, KFTC has demonstrated consistent leadership in shaping a secure, inclusive, and innovative payment ecosystem in South Korea and across the region. This achievement reflects the clarity of vision and strong stewardship of its leadership, including CEO Chae Byung Deuk and the senior management team, whose commitment continues to drive best practices, forward-looking innovation, and value-driven collaboration.

Our partnership of more than a decade, built on mutual respect, complementary strengths, and strong principles of industry governance, has been further strengthened through our joint engagement within the Asian Payment Network Association. As we move into 2026, the meaningful progress in developing cross-border QR code payments between our two countries marks a key strategic milestone — enhancing transaction efficiency and security, while supporting the continued strengthening of the 53-year Indonesia-South Korea bilateral relationship.

Congratulations to the entire KFTC team. We look forward to deepening this strategic partnership and delivering even greater value together in advancing regional payment connectivity in the years ahead.

ABRAHAM J. ADRIAANSZ

CEO

Reaching this important milestone is a meaningful achievement. Over the past four decades, KFTC has shown strong leadership and commitment in developing and strengthening the financial and payment systems industry. Your continuous efforts have contributed greatly to building a secure and reliable financial ecosystem.

We truly value the long-standing partnership between Artajasa and KFTC. Our cooperation has been built on mutual trust and shared goals, and we are grateful for the opportunity to grow together over the years.

On behalf of Artajasa, I would like to extend our sincere congratulations to KFTC on the celebration of your 40th Anniversary. We wish KFTC continued success and prosperity.

Armand Hermawan

President Director

Over the years, KFTC’s leadership in enabling seamless electronic payments has enhanced everyday financial experiences and laid a strong foundation in the digital economy. NETS values our long-standing collaboration with KFTC through the Asian Payment Network (APN). Together, we have strengthened regional connectivity and contributed to a more integrated, inclusive, and future-ready payments landscape across Asia.

As KFTC enters its next chapter, we look forward to continuing our partnership and working together to unite the region through a shared commitment to the future of cross-border payments. Congratulations once again on this remarkable achievement, and best wishes for continued success in the years ahead.

Lawrence Chan

Group CEO

NETS

On behalf of the National Payment Corporation of Vietnam (NAPAS), I would like to extend our warmest congratulations to the Board of Management and all distinguished members of KFTC on this remarkable milestone.

Over the past four decades, KFTC has firmly established a strong position as a cornerstone of Korea’s modern payment ecosystem and a leading institution in advancing secure, innovative, and efficient financial infrastructure. As an active and dynamic member of the Asian Payment Network (APN), KFTC has made significant contributions to enhancing regional cooperation and payment connectivity.

NAPAS highly values the solid foundation of trust, cooperation, and shared vision that has characterized our partnership. Our joint efforts in promoting cross-border payment connectivity reflect our common commitment to fostering seamless, inclusive, and modern payment systems between our two countries and across the region.

We are confident that KFTC will continue to lead and innovate in Korea’s payment industry in the years to come. NAPAS looks forward to further deepening our partnership and working closely together toward the sustainable development of the regional and global payment landscape.

Mr. Nguyen Quang Minh

CEO of NAPAS

Dear KFTC,
Congratulations and Happy 40th Anniversary to KFTC!
This is a remarkable milestone that speaks to your company’s resilience, vision, and leadership within the payments industry. We are incredibly proud to be your partner, valuing the trust and collaboration that define our relationship. We look forward to many more years of shared growth and continued transformation in the world of payments. Cheers to 40 years of excellence!

Myo Min Lwin

COO

Congratulations on the 40th Anniversary of KFTC.
We extend our sincere congratulations on this significant milestone and express our deep respect for KFTC’s remarkable achievements over the past four decades. As a leading national payment infrastructure operator, KFTC has played a vital role in building a secure, reliable, and advanced payment system in Korea. Through your active engagement in regional initiatives, including the Asian Payment Network (APN), KFTC has also contributed meaningfully to the evolution of cross-border payment connectivity and the advancement of payment ecosystems across Asia.

As a global digital innovator and long-standing partner in the payment industry, NTT DATA deeply values the trust and collaboration we have built with KFTC. Today, as digitalization, data, and artificial intelligence transform the financial landscape, the importance of trusted infrastructure leaders continues to grow. KFTC’s enduring commitment to innovation, resilience, and interoperability positions it at the forefront of shaping the next generation of payment ecosystems.

We look forward to further strengthening our partnership and working together to leverage AI and digital technologies to create more intelligent, seamless, and inclusive financial services across borders.

Please accept our warmest congratulations and best wishes for KFTC’s continued success in the years ahead.

Masanori Kurihara

Senior Vice President

As a proud member within the Asia Payment Network (APN), Fonepay deeply values our collaboration and shared commitment to building seamless, inclusive, and interoperable digital payment solutions. Together, we are contributing to a future where financial services are more accessible, efficient, and empowering for consumers and businesses alike.

On behalf of Fonepay, I extend our heartfelt congratulations to the Korea Financial Telecommunications and Clearings Institute (KFTC) on the remarkable occasion of your 40th Anniversary. We look forward to strengthening our partnership further and exploring new avenues of innovation, as we collectively advance the digital payments landscape in Asia.

Congratulations once again on this significant milestone. We wish KFTC continued growth, innovation, and success in the years to come.

Diwas Kumar

CEO